PM Vishwakarma Scheme: A Guide for Women Artisans and Craft Families

What the scheme offers

PM Vishwakarma, launched by the Government of India in 2023, supports artisans and craftspeople working with their hands and tools in notified traditional trades. Registered beneficiaries receive a PM Vishwakarma certificate and ID card, skill upgradation training with a stipend, a toolkit incentive, collateral-free credit in tranches at a concessional interest rate, incentives for digital transactions and support for marketing. Details and amounts are set out in the official guidelines.

Who can apply

• Artisans and craftspeople in one of the notified trades — such as tailor (darzi), potter, basket, mat and broom maker, doll and toy maker, garland maker, washerman, cobbler, carpenter and others
• Working in the trade on a self-employed basis
• Meeting the age and family conditions in the guidelines
• Not having availed similar credit-based schemes recently, as specified

Women artisans can register in their own name — an important step towards being recognised as entrepreneurs, not only as helpers in a family business.

How to register

Registration is done through the PM Vishwakarma portal, usually with help at a Common Service Centre (CSC), using Aadhaar-based verification. Applications go through verification at the gram panchayat or urban local body level and then district and state levels. Keep your mobile number linked to Aadhaar and a bank account ready. Panchayat representatives can help spread awareness — see the [gram sabha guide](https://attplems.com/blog/how-to-run-an-effective-gram-sabha-meeting) from ATTPL EMS.

Making the most of credit and training

Use the training to learn modern techniques, design and digital payments. Borrow only what your work can repay, and keep simple accounts, as explained in our [SHG bookkeeping guide](https://mayagodara.com/insights/shg-record-keeping-bookkeeping-guide). Regular repayment builds a credit record that opens the door to larger loans later.

Reaching better markets

Craft products sell better when quality, packaging and pricing improve. Women artisans can explore exhibitions, government e-marketplaces and online selling — read our guide on [selling handicrafts online](https://mayagodara.com/insights/selling-handicrafts-online-rural-women-guide). Joining or forming a producer group gives bargaining power.

Support from ATTPL

[ATTPL Consultancy](https://consultancy.attplai.com/) supports small enterprises with registrations, project reports and loan documentation, and women entrepreneurs can read about [loan schemes for women](https://mayagodara.com/insights/women-entrepreneur-loan-schemes-india-guide) here on my insights.

Frequently asked questions